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Obstacles to Home Ownership
Still, for many Americans, owning a home continues to remain just slightly out of reach. For more and more families, saving the money for a down payment is the biggest obstacle to homeownership. Many people mistakenly believe that you have to come up with a down payment equal to 20% of the price of a home.

Traditionally, lenders have required that home buyers be able to make a down payment of at least 20% of a home's purchase price to get a home loan or mortgage. However, mortgage lenders will grant home loans to qualifying home buyers with a down payment of as little as 5% of the purchase price, if the mortgage is insured.

In fact, home loans with down payments of less than 20% are increasingly popular. They are called "low down payment mortgages." This is good news for the millions of home buyers who are finding it difficult to save a large down payment, especially for their first house.

What Makes It Possible?
 


 


 

Keith & Gina MacRae
Albuquerque Brokers

Direct: 505.792-7628
Office: 505.898.2700
Fax: 505.792.7676

Contact Us


Coldwell Banker Legacy
10300 COTTONWOOD PARK NW
ALBUQUERQUE, NM
87114


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   HomesOfAlbuquerque.com will guide you to Albuquerque, Rio Rancho and Corrales, NM homes for sale and property listings. You will also find an extremely valuable treasure of knowledge. Keith & Gina MacRae, is a licensed real estate agent for Coldwell Banker Legacy. Highly trained, educated, and experienced to efficiently, promptly, and professionally meet your expectations, dreams, and goals. We serve home buyers, sellers and investors with all their real estate needs.  We will help you buy or sell your house, condo, townhouse, loft, land, lot, apartment, condominium, properties, et cetera.
   You will also find hundreds of pages of information, advice, methods, techniques, and more, all regarding real estate. Reports are available in a print-friendly format. It is like a mini-seminar, a training course on buying, selling, investment strategies, preparation, financing, legalities, and so much more. You will be made aware of the pitfalls in buying and how to avoid serious mistakes when selling. Discover why this professional real estate agent will make your home buying and/or selling process less stressful and virtually pain free. You will understand how to come out ahead in your negotiations to make your transaction a memorable and profitable experience. There is even a guide on how to sell your home yourself, without an agent or broker. This is known as a "fsbo" or for sale by owner. You will learn what it takes to sell property and understand how and why real estate professionals earn their commissions.
   All is expertly written by a highly successful retired real estate agent/broker. Taken from his actual weekend seminar curriculum that was presented to agents, brokers, home buyers, sellers, and investors across the United States and Canada.
   In addition, we have provided numerous links to sites of local interest and official governmental websites. These will assist you in your search for a home or a buyer for your home.
   Learn from our website, search our real estate listings, then contact Keith & Gina for relocation information in Albuquerque, Rio Rancho, or Corrales, New Mexico.

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